insurance
Image via RNS/Reuters/Jessica Rinaldi
If you don’t need or want insurance, some ask, why should you have to pay for other people’s coverage?
I know people who think this way, and they resent having the government obligate them to pay into the system.
Understanding that many Americans struggle and pay a high cost under the Affordable Care Act, we cannot really blame some for holding this position. But responsible citizenship compels us to take a broader view.
WITH A LONG history of involvement in the evolution of the Social Security program, Nancy Altman and Eric Kingson are the right analysts to explain the program and demonstrate conclusively that, with careful tending by Congress, Social Security will be there for future generations: a critical part of retirement finances for the vast majority of the American people and, for many, the only retirement support. They argue that Congress should be strengthening and expanding Social Security—and they show how this can be done and the bill paid.
The book makes clear that Social Security is not an entitlement program but a social insurance program with premiums paid through payroll taxes. Its $2.8 trillion trust fund represents the full-faith support of the American people to provide essential insurance coverage for all our people against the universal hazards of death, disability, and old age. It compares how our system stacks up against those of other advanced industrial societies. (We are distinctly less generous to our senior citizens than other developed nations.)
Loyola Marymount University’s Sunken Garden and Sacred Heart Chapel. Photo via Mishigaki via Wikimedia Commons/RNS.
Religious groups are battling the state of California over whether employee health insurance plans require them to pay for abortions and some forms of contraception that some find immoral.
So is the state forcing churches to pay for abortions? It depends on who you ask.
The issue gained traction after Michelle Rouillard, director of the California Department of Managed Health Care, sent a letter to Anthem Blue Cross and several other insurance firms in August warning providers that state law requires insurers to not deny woman abortions. “Thus, all health plans must treat maternity services and legal abortion neutrally,” she wrote.
Rouillard wrote that state law provides an exemption for religious institutions.
“Although health plans are required to cover legal abortions, no individual health care provider, religiously sponsored health carrier, or health care facility may be required by law or contract in any circumstance to participate in the provision of or payment for a specific service if they object to doing so for reason of conscience or religion,” she wrote.
“No person may be discriminated against in employment or professional privileges because of such objection.”
However, two legal groups have filed complaints with the U.S. Department of Health and Human Services, alleging the California rule puts faith-based organizations in a position to violate their conscience.
The National Council of Jewish Women Sacramento Section. Photo courtesy National Council of Jewish Women. Via RNS.
On one Friday earlier this month, more than 11,000 Muslims in mosques across the country heard a sermon about the Affordable Care Act.
Jewish women’s groups have visited college campuses to get students who think they’re “invincible” to sign up for health insurance.
As the national March 31 deadline for health insurance enrollment looms and with President Obama’s encouragement, organizations across a range of faiths are working to sign up uninsured Americans for coverage under Obamacare.
(Nolte Lourens / Shutterstock)
SEVERAL YEARS AGO, before Congress passed the Affordable Care Act, many people were clear on the need to get health care for our brothers and sisters and joined in the push to reform the delivery system for health care in this country. When it was enacted, we were thrilled that those who had such difficulty getting even the most basic care for themselves and their children would finally have some health security.
But the notorious website problems—including the crashes, the inability to access it, the insurance programs that have been canceled, and the smaller-than-expected number of people who have been enrolled—have frustrated, discouraged and sometimes challenged us. This has been complicated by political bombast and in some cases, sadly, vicious character assassinations.
As people of faith, it is important not to be swept up in these problems, but to relentlessly pursue access to health care for the 48 million people who do not have health insurance today. We also need to remember that the ACA is more than a website. Think of the millions of young adults who can now stay on their parents’ insurance and the thousands of small businesses that have received tax credits for providing insurance to their employees.
The new rules that guarantee comprehensive insurance coverage, no barriers to preventive care, no pre-existing condition limits, and no lifetime limits on coverage have already made a huge difference in the lives of many families. The portion of the law that requires insurance companies to spend 80 to 85 percent of premium revenue on actual care rather than profits or dividends to shareholders will do much to make the cost of insurance more reasonable.
Kentoh/Shutterstock
Yes, President Obama said that if we like our health insurance, we can keep it.
Yes, that turned out to be false for a few million people.
Yes, the president chose his words poorly. Whether or not health reform became the law of the land, there’s no way any president could have known if we’d be able to keep our health insurance from one year to the next.
Ivone Guillen / Sojourners
In a widely anticipated and extremely consequential decision, the Supreme Court ruled today in a 5-4 decision that President Barack Obama’s chief domestic achievement, the Affordable Care Act, is constitutional.
The main challenge to the law had focused on the “individual mandate,” which required people to purchase insurance or pay a fine. In its ruling, the Court upheld the mandate under the taxing power given to Congress in the Constitution.
Daughter holding her mother's hand, OtnaYdur / Shutterstock.com
Our health care system is not arbitrary. It does not operate by a set of principles that are beyond comprehension. We govern it. We participate in its capitalistic maneuvering and its political favoring. My family has health insurance in part because we have been given advantages due to racial identity, family networking, and being part of the 1 percent. All of these things have worked specifically in my favor to save the life of my dear mother. None of this is fair.
When I praise God for my mother’s enduring health, it is impossible not to think of how many others have indirectly contributed to this success. And to wonder if we have also indirectly contributed to their failures.
