personal finances
For Christians who reject Dave Ramsey’s financial advice and the theology that supports it, it’s not always clear where to find alternatives.
MONEY IS TO Americans what sex was to Victorian England. We’ll read about others’ exploits, but rarely reveal our own.
In the mid-1980s, I joined the Sojourners base Christian community. I was in my 20s with little disposable cash and a modest college loan. My theological attitude was “love of money is the root of all evil” (1 Timothy 6:10)—even thinking about money risked sliding into America’s amorous relationship with capital.
“JOHN, THERE'S, UH, A GUY YOU NEED TO COME SEE see in the sanctuary. I think he’s angry or upset or something.” Hearing these words on a Sunday morning while I sat in my office preparing for worship meant one thing: Someone needed money. One of the hazards (or opportunities) of working in a downtown church was that the steeple and columns out front signaled to people that they should drop in when they needed a few dollars. I became the go-to minister on staff to greet these visitors.
I heard the man before I saw him. His sobs were audible over the only other noise in the space, the women arranging flowers for our 10:30 a.m. service. He was seated in the next-to-last row of the opulent sanctuary built in 1924. White and in his 40s, the man looked put-together but sweaty, his denim jacket well-worn. I introduced myself, told him I was glad he’d come to our church that morning, and asked if there was anything I could do for him. The man—I’ll call him James—told a familiar story: He’d arrived from out of town, didn’t know anyone in Winston-Salem, and was currently living at a shelter down the street. “I just don’t know what I’m going to do. I’m desperate,” he said at a volume that caught the attention of the flower arrangers. “I need some money for a bus pass and I’ve got to find work. I don’t know why God would do this to me.”
“This,” he said pointing to the piece of paper in his hand, “this is all I want. How can I get this?” He was holding a flyer for our discontinued financial literacy class. I told him we no longer offered the class and didn’t have any funds available for assistance.
I drive a car, go on vacation, and eat at restaurants with friends. I have health insurance, a bank account, and a job. I knew I ought to help the man, but I didn’t. Our church’s policies around requests of this kind required more oversight than I could give at that moment, and my mind drifted to the other duties I had that morning. I invited him to stay for worship and told him if he came back later in the week, I might be able to refer him to some agencies that could help.
James stayed for the service, sobbing quietly on occasion. In the months that followed, I saw him around downtown, but never again in the sanctuary. I felt disappointed for failing to offer help, for getting caught between conviction and institutional responsibility. As someone who works in ministry, often with poor people, I’ve learned to live with that feeling to get through my work. Yet I don’t want to make peace with that feeling; doing so would be giving up too easily.